Country addendum
Zimbabwe terms.
Effective 2026-05-01. Read alongside the master Terms of Service and the Data Processing Agreement.
This addendum captures the country-specific regulator, licensing, and data-protection references that apply to use of the Vantage platform in Zimbabwe. It does not replace the master Terms; in case of conflict, this addendum prevails for Zimbabwe processing only.
- Data protection regulator
- POTRAZ as Data Protection Authority
- Cyber and Data Protection Act [Chap 11:12] (Act 5/2021)
- Financial regulator
- Reserve Bank of Zimbabwe (RBZ) under the Banking Act [Chap 24:20], NPS Act [Chap 24:23], and SI 17 of 2025
- Agriculture and commodity oversight
- Agricultural Marketing Authority (AMA), Grain Marketing Board (GMB)
Country-specific terms
- Card issuance and dealer settlement run on the licensed PSP partner under SI 17/2025. Vantage itself does not custody funds in ZW.
- Insurance distribution (where enabled) is under IPEC and follows SI 67/2025 microinsurance capital floors.
- Cross-border data transfers require POTRAZ-DPA approval where the destination is not on the published adequacy list.
- Ledger and KYC records are retained for 6 years to satisfy RBZ AML guidance.
Other active countries: Kenya, Nigeria, South Africa, Botswana, Zambia.