What you get
Score farms before you lend
Satellite-driven credit tiers with the six weighted factors shown on every decision - never a black box.
Capital that reaches the farm
Approved loans flow to a farmer card redeemed in-store. No cash drop, no off-spec spend - the rails enforce program intent.
Settle dealers in days
Aggregate redemptions, approve, and settle - backed by a fully audited double-entry ledger with one-click exports.
Portfolio at country scale
Land-grading ranks where to deploy capital before you sign the next farmer, so strategy stops being guesswork.
Farm score breakdown
Composite - 6 weighted factors
78/100
Tier A · Approved
- Vegetation (NDVI)w 0.30 · score 0.84
- Climate / rainfallw 0.25 · score 0.71
- Soil suitabilityw 0.15 · score 0.79
- Crop fitw 0.10 · score 0.88
- Yield historyw 0.10 · score 0.65
- Managementw 0.10 · score 0.77
Double-entry ledger
Settlement journal - balanced on every redemption
| Date | Description | Debit | Credit |
|---|---|---|---|
| 2026-05-18 | Card #4421 redemption - Seed Co. inputs Allocation #A-9301 | USD 142.00 | - |
| 2026-05-18 | Dealer payable - Highveld Inputs Ltd Dealer #D-204 | - | USD 142.00 |
| 2026-05-19 | Settlement batch B-0518 - wire ref TX9981 Dealer #D-204 | USD 142.00 | - |
| 2026-05-19 | Bank disbursement - operating account Cash 1010-OP | - | USD 142.00 |
Every redemption writes a balanced debit and credit - the backbone of one-click investor and audit exports.
Redemption lifecycle
Card → PIN → Dealer · settled instantly
- 1
Card issued
Allocation → Farmer
Linked to active loan + balance
- 2
PIN activated
Farmer sets a private PIN
Locks the card to the farmer
- 3
Dealer redeems
Scan QR or enter manually
Recorded instantly to the audit ledger
Land grading - country grid
Agro-ecological zones · maize suitability
- 75-100
- 55-74
- 35-54
- 0-34